Monday, March 16, 2026
Want to know when rates drop?
The Annual Percentage Rate (APR) is determined based on different loan amounts and types. For conforming, FHA, and VA loans, the APR is calculated based on a loan amount of $450,000. For jumbo loans with an 80% Loan to Value ratio, the APR is based on a loan amount of $850,000. FHA and VA rates are based on a 1% Origination Fee. The APR assumes no increase in the financial index. However, after a fixed period, your interest rate and monthly payment may increase based on market index fluctuations.