Today's Rates
Wednesday, June 3, 2026
Current Mortgage Rates
Scenario
Rate
APR
Points
Trending
1 Day30 Day
Conventional 30-Year
25% down
6.375%
6.466%
0.95
0.13%
0.12%
FHA 30-Year
3.5% down
6.375%
6.471%
1.00
0.25%
0.32%
VA 30-Year
0% down
6.375%
6.471%
1.00
0.25%
0.32%
Conventional 30-Year
15% down · Investment
6.490%
6.580%
0.94
0%
0.06%
Want to know when rates drop?
The Annual Percentage Rate (APR) is determined based on different loan amounts and types. For conforming, FHA, and VA loans, the APR is calculated based on a loan amount of $400,000. All rates are based on approximately 0.935 to 0.999 discount points paid by the borrower. The APR assumes no increase in the financial index. However, after a fixed period, your interest rate and monthly payment may increase based on market index fluctuations.